Ep.007: Passive vs Active - What’s the Best Investment Choice?

Summary

In this episode of the Millennial Money Canada podcast, hosts Guillaume Girard and Sam Lichtman discuss essential concepts for successful investing, the implications of recent political changes in Canada, and the importance of financial planning. They explore the challenges of predicting market movements, the benefits of index and factor investing, and the role of financial planners in helping clients achieve their financial goals. The conversation emphasizes the need for discipline in investing and the importance of understanding market dynamics to improve investment outcomes.

Chapters

00:00 Introduction to Financial Planning and Political Landscape

11:21 Understanding Market Success: Key Concepts for Investors

35:16 The Psychology of Total Market Investing

38:02 Asset Class Returns and Market Performance

40:33 The Limitations of Index Funds

44:39 Finding the Middle Ground: Active vs Passive Investing

48:01 Understanding Market Factors and Their Impact

50:40 The Role of Discipline in Investment Strategies

52:35 Exploring Investment Options: Index vs Factor vs Socially Responsible

56:22 The Importance of International Diversification

01:01:30 Navigating Hot Tips and Market Trends

01:03:14 The Importance of Discipline in Investing

01:04:51 Understanding Market Downturns

01:11:50 When to Invest: Timing the Market

01:16:57 The Role of Financial Planners

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Link to slide deck
https://www.canva.com/design/DAGW3nW1E0Y/uN-vOfWKqZX8TzdbZJ4mdA/view?utm_content=DAGW3nW1E0Y&utm_campaign=designshare&utm_medium=link2&utm_source=uniquelinks&utlId=h42f6f4a6fe

 

Keywords
Financial planning, investment strategies, market dynamics, wealth management, capital gains tax, index funds, factor investing, financial literacy, investment performance, tax implications